File your review. Most of them work somewhere else now after they figured out the truth that you are trying so hard to avoid. AIL Northeast, David Zophin Agency ripoff - ruining more lives for his own financial gain Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program - NOTICE: *UPDATE December 1, 2006. Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. why would you only sell a 10,000 dollar whole life insurance to a 35 year old with a mortgage and 3 kids that will be going to college??? Let's see what a real insurance company sells for! Some Search Tips: * Try using another version of the business or individual name. 4.Americ*n Mayflower Mar 14, 2017 3:26 pm EDT. Such disregard for others does not speak well of the company culture. I was immediately suspicious for two reasons: he called from a cell phone and started asking questions about my child. Did my Union official know that they won't sell one policy without the other but yet after buying both I can chose later to cancel the expensive one and keep the more valuable one. They let the company know how many letters and response cards are needed and take it from there. Rip-off Report discove. American Income Life continues to show customer service is of the utmost importance and they currently have no complaints! I'm about to anyways just because some Lady from their company keeps calling me almost every Sunday night when I'm spending family time. The closest hint I got from the two secretaries is that they pay 95% of reasonable charges in that area. kick in. I hope everyone writes that down and gets paid on them as well. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Including this Report below! Say we owe over $22,000.00 for the rest of their so called contract !!!!!! Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. [1] [2] It was triggered by a large decline in US home prices after the collapse of a housing bubble, leading to mortgage delinquencies, foreclosures, and the . A competitor no doubt. The website warns of long wait times. Do you know the name of your union Steward or the President of the Local 277? Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESS FROM BAD BUSINESS*UPDATE - Rip-off Report REVIEW: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving all legitimate complaints. In August , SPEEA 04-263 provided some of the Insurance documents I had requested a year earlier, which showed that SPEEA was the AD&D policy holder, and that premiums were to be paid. Unfortunately, you and I both know that not everything we read on the Internet is true. AIL American Income Life Lied blatantly to coerce me into MLM scam Woburn Massachusetts, AIL Insurance Company Do not buy insurance from American Income Life Insurance Company ,AIL, Waco Texas, American Income Life AIL American Income David Zophin Agency deceptive dishonest scam mlm pyrimid scheme Middletown Connecticut *UPDATE - Ripoff Report REVIEW: The David Zophin Agency & American Income Life has joined the Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program; The David Zophin Agency hiring practices, 100% legitimate, honest and selective, typically resulting in less than 10% of interviewed candidates being chosen to be company associates.. NOTICE: *UPDATE December 1, 2006. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. Ripoff Report | American Income Life TRUSTED Business | Verified businesses you can trust. For instance, I refer you to the top of the page, where you posted some baseless accusations just a few days ago. Dont click on those slick Ads! Do a search for quotes from several companies that will compare your statistics to about 15 comparable companies and see the difference in pricing. AFL-CIO Local 277 AIL ripoff Can't find information on filing a grievence for a union that does not show up on AFL-CIO web site, Many promises are being broken at these companies and the union is doing nothing about it. They start calling with 3 successive calls in a row. Consumers can feel safe, confident and secure doing business with American Income Life / National Income Life an excellent business opportunity for people who like people and like to make money New York Reason For Parent Company New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. UNION LABOR LIFE IS AN INSURANCE COMPANY THAT MARKETS INSURANCE TO UNION MEMBERS JUST LIKE AMERICAN INCOME LIFE. As an ex employee you seem to be very uninformed about what is avilable at AIL. 3.William P*nn Dead man tells no lies. All rights reserved. Fort Worth TexasRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. American Income Life is an international insurance company that was founded in 1951. You are spending entirely too much time dwelling on your past failures, and are choosing to blame them on someone else. REBUTTAL BOX American Income Life Benefits Specialist Review 1.0 Job Work/Life Balance Compensation/Benefits Job Security/Advancement Management Job Culture Total Scam Benefits Specialist (Former Employee) - Columbus, OH - July 13, 2021 If zero stars were an option, that's what I would give for a rating. Don't worry about the president from some other union who got tricked into signing a letter for his Local, he probably thought he was doing a good thing when he was misled. Waco Texas, Nationwide, American Income Life ripoff reaches NC Swananoa North CarolinaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. They have nothing to do with the Union Secure Plan, and claim it as theirs.Lastly, the whole Union Local thing is a joke. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. Their office and Bob Brown will both be getting a call from me to get them off my back or I'll drop them all. Here it is about $135.00 per year for the entire family so if you use it once in a year you are ahead of the game. They are just dying to meet you. Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! As an example Selectqu_te.c*m or many others on a search engine. AIL is rated A+ Superior by A.M. Best Company, its second highest rating, for overall financial strength (as of 6/07). Redmond Washington, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. They tell the people that they are taking names of those who want a FREE Child Safety Kit sent to their home. IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. It's a legitimate company that sells insurance policies. AIL 100% commitment to customer satisfaction & Affiliate. A Union with 17,000 members refuses to help members, Note : SPEEA is the Society of Professional Engineers in Aerospace - they have a public website Lets call this guy John Doe and assume that John has a wife named Jane and five children, a mortgage, two car payments, and an expensive recreational vehicle so John thinks that a 500,000 term policy would be wise in case he died prematurely. Consumers want to see how a business took care of business. He drinks and lies a lot. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. How those businesses take care of those complaints is what separates good businesses from the rest. Lloyd Agencies American Income Life Someone yawned in our all company meeting and she makes everyone stand up, run in place and do jumping jacks???? Estimated amount consumers saved since 1997: $15,590,010,907. The BBB lists a complete of 227 closed complaints against the business previously four years, 90 of that have been closed within the past 12 months. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! You need a funeral benefit of at least $7000 maybe 15,000, lets say in Whole Life so you pay on it until you die. Or is is this a bunch of crap to get in my door to sell me more. Consumers want to see how a business took care of business. All rights reserved. We award American Income Life Insurance Company a final rating of 2.5 out of 5 stars. Rip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. By paying the claim they are doing by law what they have to as long as he died accidently and they can't prove in a way in accordance with the exclusions on the no cost accidental death benefit, there are several, try reading them some day. They are coming to my home next week. 2. The United States subprime mortgage crisis was a multinational financial crisis that occurred between 2007 and 2010 that contributed to the 2007-2008 global financial crisis. Our accident policy has paid when it is supposed to, nothing wrong with the benefits at all, nothing wrong with honest Insurance Agents at all, in fact, they are eye openers!!! Could I give you the names, addresses, phone numbers of all of my friends and relatives so you can save them before they die, like this this guy did? Most reputable insurance companies have both types available. If an individual or Local has an insurance program they wish to provide AFGE members, they must contact their NVP with the proposal. Any way you slice it anyone can buy a policy that size for 10 times less from a dozen different companies on legitimate web sites that anyone can input their information like www.selectquote*com and see with their own eyes. Since the policy may be for union *members* , then you meet the requirements as long as you are a *member* S. 0 by TIT0 on GraphicRiver. You say you sell term benefits up until age 100? No wonder they all wonder what their dues go for.So, just from those lies, I know to stay far away from this company.Greg Omaha, NebraskaU.S.A.Click here to read other Rip Off Reports on American Income Life Insurance, This report was posted on Ripoff Report on 03/11/2005 09:14 PM and is a permanent record located here: Ripoff Repo, AFL-CIO Local 277 AIL ripoff Can't find information on filing a grievence for a union that does not show up on AFL-CIO web site, Many promises are being broken at these companies and the union is doing nothing about it. Most people need a balance of both not one or the other. I'm definately smelling a RAT. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future.. KEVIN DAVIS AGENCY KEVIN DAVIS GROUP AMERICAN INCOME LIFE A LYING SNAKE IN A $1,000 SUIT BELTSVILLE Maryland. Pie in the sky crap or legit employment opportunity ? We DO NOT remove reports. INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. Their idea of important and mine are miles apart. That was 2 years and Thousands of dollars ago. These rules are in place to protect Locals and our members from unscrupulous insurance representatives who misrepresent themselves. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I among the other agents have the potential to turn that into something. Their term insurance is even worse the "code name" for their term insurance is "INCOME PROTECTION" like their "code name" for "FUNERAL benefit" is "WHOLE LIFE". strict standards for business conduct. Make clear that you want to keep your accident policy if you do. Some are convertable and renewable, some are not. Most laymen would think all hospital bills look very expensive. 5.Pruc* Hiding negative complaints is only a Band-Aid. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. You sell term benefits up until age 100 well of the Local 277 is true policy you. To sell me more several COMPANIES that will compare your statistics to about 15 comparable and. 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