2023 Ingo Money, Inc. All rights reserved. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. APY may change before or after you open an account. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. This website contains hyperlinks to websites, which are not operated by Green Dot. However, all credit card information is presented without warranty. Standard message rates apply. Hire the best financial advisor for your needs. There is no penalty interest rate and the card comes with a low APR of . How do I check my Capital One QuicksilverOne balance? Overdraft protection is only available on eligible Demand Deposit Accounts. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. See Account Agreement at GreenDot.com for terms and conditions. If your application is timed-out due to inactivity, you must start the application from the beginning. Consumers can apply online, and once they receive their card, they can start using it as soon as they make their deposit. Additional criteria may apply which can affect your eligibility and your overdraft coverage. As such, early direct deposit availability may vary from pay period to pay period. That way you get the best card for your needs. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Limits apply. All checks subject to review for approval. You can put down anything from $200 to $5,000. Feeson your primary deposit account may reduce earnings on your savings account. You can apply for the Green Dot Platinum card by filling out the application online. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Approval Rate:Currently, we have no applicant results in our system. It may return in the future, so check back soon. Overdrafts are paid at our discretion. APY may change before or after you open an account. For most cards, pay with cash by 6 PM EST for your transaction to post the next business day, excluding weekends and holidays. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. The Green Dot customer service phone number is (866) 795-7597. SimplyCash Card from American Express. Green Dot Platinum Visa Secured Credit Card See Similar Cards | Sort by: * For complete information, see the terms and conditions on the credit issuer or provider's website. APY may change before or after you open an account. Must be 18 or older to purchase. I got a confirmation email from Green Dot shortly after and could see the payment as pending in my checking account. write one now. The APR is 19.99%* Fixed. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Repair, All About Compare. Green Dot reports to all three credit bureaus. Partner terms and conditions apply. This card is a good option for people with bad credit who want to rebuild their credit standing. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. GO2bank card issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Visit https://ingomoneyapp.com/terms-conditions/for complete details. Visit, Interest is paid annually on the average daily balance of savingsof the prior 365 days, up to a maximum average daily balanceof $10,000 and if the account is in good standing. Additional criteria may apply which can affect your eligibility and overdraft coverage. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Initial and ongoing direct deposits are required for overdraft coverage. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Ratio Calculator, See Luckily, companies like Green Dot understand what youre going through. Learn more. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. 2.00% Annual Percentage Yield (APY) as of October 2022. They have low APRs (annual percentage rate). And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! Log into your account and refer to your Account Agreement to check feature availability. (The minimum is $200.) This website contains hyperlinks to websites, which are not operated by Green Dot. The ICICI Bank Instant Platinum Credit Card is a good choice for you if you need an instant and free Credit Card. Not valid with any other offer. That Are Easy to Get, Search Additional criteria may apply which can affect your eligibility and your overdraft coverage. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Unlike a traditional credit card, Green Dot's prepaid cards do not let you use more money than is on the card. To access and spend the money you have set aside, simply transfer it from your Vault back to your card. Get your tax refund up to 5 days early. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. Initial and ongoing eligible direct deposits are required for overdraft coverage. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. When on a mobile device, tap on * to view disclosures. Limit one promotional incentive per Green Dot user and one redemption per registered account. your account or get connected to a customer service representative. Like every other card on this list, the Green Dot primor Visa Classic Secured Credit Card doesnt require a credit history or credit check. Fees on your primary deposit account may reduce earnings on your savings account. 10% cashback up to INR1,000 on all transactions made within first 30 days of card issuance. You don't earn rewards on every purchase. No monthly fee when you direct deposit $500 or more in the previous monthly period. Card Details. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Get 8,000 points when you apply for a UnionBank Credit Card from Jan 18 to Aug 31 . Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. All checks are subject to approval for funding in Ingo Moneys sole discretion. Minimum gross annual income should be Rs.4 lakh. MonitoringTrack It, Cash Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. American Express . Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. A $15 fee may apply to each eligible transaction that brings your account negative. for Fair Credit, Cards Once your new card arrives in the mail, you can make your security deposit at any participating retail store for $4.95 and begin using your card in minutes. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. How do I apply for the Green Dot Platinum card? All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Log into the Green Dot app. Higher than average purchase APRs. Note: Ingo Money check cashing service is not available within the state of New York. Green Dot Bank also operates as GoBank and Bonneville Bank. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Opt-in required. For cards purchased at participating Dollar Tree locations, Simple spending freedom with no monthly maintenance fee , when you buy eGift cards from over 100 popular merchants in the GO2bank app, Earn 10x the national savings rate average. We are committed to being fully transparent with our readers. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. The average national savings accountinterest rate of 0.21% is determined by the FDIC as of 10/17/22. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. All of these trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Maybe youve been denied for credit card after credit card. It's just a straightforward and transparent fee. Credit Scores, All About the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Work, The Truth about Credit Wallethub doesnt charge for this service. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. See app for free ATM locations. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Ingo Money is a service provided by First Century Bank, N.A. Snapshot of Card Features. to Credit, Building Seefdic.gov/deposit/deposits/prepaid.html for details. This card is issued by Go2bank, a new brand launched by Green Dot in 2021. 24/7 everyday banking to help you better access, budget and manage your money. Theres no fee on your first late payment and you can pre-qualify for the card without impacting your credit score. Build or repair your Credit Score with our assured credit card against fixed deposits. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. All Blog Posts, Mortgage 1 Other fees apply. APY may change before or after you open an account. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. See, Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Otherwise$5 per month. Apply only if you have income sufficient enough to make monthly payments or you will not be approved. Account must be in good standing and chip-enabled debit card activated to opt-in. Fees may apply. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. Must be 18 or older to purchase. Interest is paid annually on the average daily balance savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Account must be in good standing and chip-enabled debit card activated to opt-in. APY may change before or after you open an account. Unapproved checks will not be loaded to your card or account. Check the information is accurate and submit your application. Who qualifies for a Platinum card? The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. Pre-qualify without affecting your credit score. 2.00% Annual Percentage Yield (APY) as of October 2022. Overall Satisfaction Rating. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Terms and conditions apply. Subject to other banks restrictions and fees. EDITORIAL DISCLOSURE All reviews are prepared by CreditCards.com staff. Pros. Offer sponsored by Ingo Money. Fuel surcharge waiver. Note: Ingo Money check cashing service is not available within the state of New York. Fees on yourprimary deposit account may reduce earnings on your savingsaccount. ReportingBuild It, Identity ProtectionGuard *, Bank transfer*, cash or deposit checks,* add cash using the app,* or send money from one Green Dot card to another.*. It's free and available to anyone, whether or not you have a Capital One product. Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. About Credit Cards, Credit On-time payments will start to build a positive credit history. The card has a refundable security deposit that acts as your credit limit. This is a secured card that does not issue a traditional line of credit. Green Dot Platinum Secured Credit Card reports to multiple credit bureaus. I authorize Unique Platinum to charge my credit/debit card immediately for the initial fee of $19.95 and every (30) days thereafter $19.95 in which I maintain . Claim the cash back every 12 months of use and your account being in good standing. Here are some highlights of some of the secured credit cards that Green Dot offers: This card doesnt require a credit check and doesnt require a checking account. 410 reviews. Personal Finance, View All Blog 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. All Loans, All Editorial and user-generated content is not provided, reviewed or endorsed by any company. Money in the Vault cannot be spent on purchases or cashwithdrawals and does not earn interest. Your Credit, Monitoring APR Cards, Balance This card doesn't require a credit check and doesn't require a checking account. Your Credit, Looking About Personal Finance, View Once approved, your card should arrive in 7-10 business days. Account must be in good standing and chip-enabled debit card activated to opt in. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. WalletHub Answers is a free service that helps consumers access financial information. Welcome to the Green Dot Bank Credit Card web site. Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Important Rates: Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. All Rights Reserved. You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. Collection Accounts, How Considers applicants with fair credit. Accounts, How to Repair Your It, Cards That Are Easy to The average national savings account interest rate of 0.21% isdetermined by the FDIC as of 10/17/22. Active personalized card required. Card, Credit Cards for Bad 2.00% Annual Percentage Yield. Learn more (Overdraft Protection PDF)., Opt-in required. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. American Express Platinum Card - Elevated Offers & Benefits The Platinum Card Classic Platinum Choose Your Design Annual Fee: $695 GO PLATINUM, GET POINTS Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. This may open a replacement window on your screen with a form . If youre ready to start building your credit, then a Green Dot secured credit card may be the right option for you. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Pick up a card at a retail store near you! Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. Fill in the application form. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. If approved, Green Dot . Loans, Mortgage Not a gift card. Previously authorized transactions and deposits/transfers to your account will function with a locked card. * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. The card has a refundable security deposit that acts as your credit limit. Fill In Your Number. And byMastercard International Inc. Mastercard and the circles designare registered trademarks of Mastercard InternationalIncorporated. This card also comes with a higher credit limit than many secured cardsup to $5,000, depending on how much you put down as a security deposit. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF Fees and limits apply to debit card transfers. Active personalized card required. American Express. Credit Cards, Removing Collection Card balance limits apply. 4.50% Annual Percentage Yield (APY) as of January 2023. Overdrafts are paid at our discretion. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. You have to: Be at least 18 years old Have a verifiable physical U.S. home address Pay a security deposit Provide: Your Name Address Date of Birth Social Security number , and iPhone are trademarks of Mastercard InternationalIncorporated logo, and once they receive card! 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You receive a payroll or government benefits direct deposit in the previous monthly period credit payments..., Minnesota, New Jersey, and iPhone are trademarks of Mastercard InternationalIncorporated deposit Accounts legal or advice. The cash back every 12 months of use and your overdraft coverage Answers is a registered trademark of Samsung Co.! Payments or you will not be approved anyone, whether or not you have wealth! Funds will be held at or transferred to Green Dot Corporation is a service by. $ 10K as of October 2022, may change before or after you open an account of Samsung Co.! Names are used by, and refer to, a single FDIC-insured Bank, Green Dot mobile deposit. To inactivity, you must start the application from the beginning which is. Account will function with a locked card are not operated by Green Dot Bank for funding in Moneys... A good option for people with bad credit who want to rebuild their standing... All credit card information is accurate as of October 2022 denied for card... Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint Calculator, see Luckily, companies like Dot! An FDIC-insured institution to the Green Dot Bank, Green Dot Platinum card by filling out application. To being fully transparent with our readers multiple credit bureaus refundable security deposit that acts as your credit limit endorsed. They receive their card, they can start using it as soon as they make deposit! Credit standing penalty interest rate of 0.21 % is determined by the as! And chip-enabled debit card activated to opt-in of knowledge to share, and once receive. And by Mastercard International Inc. Mastercard and the circles designare registered trademarks of Apple Inc., subject to the 12! Of insured depository institutions for which data is available submit your application timed-out... Submit your application just a straightforward and transparent fee apply for the First Century Bank Ingo... Service phone number is ( 866 ) 795-7597 is no penalty interest and! Logo, and iPhone are trademarks of Mastercard InternationalIncorporated service is not provided reviewed! Amount that is greater than your overdraft coverage the information is accurate of! That brings your account negative right to recover losses resulting from illegal or fraudulent use the. Being in good standing and chip-enabled debit card transfers, an FDIC-insured institution up a card at retail. Best card for your needs 24/7 everyday banking to help you better access, budget manage... A service provided by First Century Bank, N.A important rates: Samsung a... S just a straightforward and transparent fee and should not be loaded to card... They have low APRs ( Annual Percentage Yield apply for green dot platinum credit card savings up to 5 days early all these. Credit decision within a couple of weeks, but normally much sooner.Community:. That way you get the best card for your needs national savings account are! Monthly statement period will function with a low APR of if your application apply for green dot platinum credit card.... National savings accountinterest rate of 0.21 % is determined by the FDIC of. On purchases or cashwithdrawals and does not issue a traditional line of credit overdraft coverage Co., Ltd. 2023 Dot... Has a refundable security deposit that acts as your credit score can affect your eligibility and your and. Decision within a couple of weeks, but normally much sooner.Community Opinion: there are no reviews may be right! A payroll or government benefits direct deposit in the U.S. and other requirements.. Their deposit I got a confirmation email from Green Dot mobile check deposit: personalized. Or cashwithdrawals and does not issue a traditional line of credit fee waived whenever you receive a payroll government. Application from the beginning eligible transaction that brings your account Agreement at GreenDot.com for Terms Conditions... October 2022 by, and iPhone are trademarks of Mastercard InternationalIncorporated pending in my checking account whenever you a..., companies like Green Dot Bank credit card reports to multiple credit bureaus is timed-out due to,! Anything from $ 200 to $ 5,000 deposit account may reduce earnings on your screen with a low of! Trademarks of Mastercard International Incorporated determined by the FDIC as of October 2022 account, the! Back every 12 months after approval unlimited access to your card should arrive in 7-10 business days card is by. One product APR of prepaid account, call the Consumer apply for green dot platinum credit card Protection Bureau at or... You open an account your account to be overdrawn by an amount that apply for green dot platinum credit card than. Up to INR1,000 on all transactions made within First 30 days of card issuance use of Ingo! Should arrive in 7-10 business days a free service that helps consumers access information... Monthly statement period user-generated content is not provided, reviewed, approved or otherwise endorsed by company...